The Federal Trade Commission (FTC) has had it with BlueHippo, which offers computers on layaway to consumers too poor to buy one outright. Buyers put up $99 to $124 in down payments, and then make regular payments of $36 to $88. After 13 of these payments have come in on time, the company claims it will send out a computer, while the payments continue until the machine is completely paid off. Unfortunately for BlueHippo, the FTC smelled a scam. People were simply not getting machines, and BlueHippo's "cancellation policy" required people to send in prepaid money orders first, even if their account contained enough money to cover the necessary fees, something not allowed under FTC consumer protection rules. In 2008, BlueHippo settled with the agency, however and under the terms of the deal, BlueHippo would pay... --..